Financial Planning articles
The Alternative to the Age Old Question of Renting vs Buying
With house prices outpacing wage growth and reaching new highs all across Sydney many of us are starting to question how great the great Australian dream of owning your own home really is and if it is even possible.
However, many force...
What are Offset Accounts and How can they Save You Money
Offset accounts are an easy way to shave thousands of dollars off the value of your home loan and can even offer you tax advantages.
An offset account is simply a savings or everyday bank account linked to your mortgage. The...
Everything you need to know about Family Tax Benefits
Family Tax benefits are a form of welfare payment divided into two categories A and B, both of which aim to assist parents and carers, with the costs of supporting a family and in particular those costs associated with caring for children.
But how do...
Answering the Question Everyone wants to know – How much do I need to Retire?
Without a doubt the most common question regarding retirement that financial advisors are asked by their clients is “How much do I need to retire?” In a utopian world the financial advisor will be able to type some numbers into a spreadsheet and...
Upcoming changes to superannuation caps and contributions
From July 1st 2014 the Australian government will increase minimum employer super contributions from 9.25% to 9.50%. This increases is part of a long term restructure of superannuation contribution which will see rates frozen at 9.50% until 30th the June 2018 and a 0.5 percentage...
Where we’re buying investment property in Sydney
End-of-month-pay struggle or the importance of budgeting
2014 Budget summary
Getting ready to retire starts now!
When you approach retirement, you begin to think about what you will do with all your free time. Go on holidays, tick boxes on your bucket list, learn to play an instrument because you never found the time before, or maybe keep working as you need to maintain...
Why should you get a financial adviser?
Most of people will think about getting a financial adviser if they have money to invest or worried about retirement. Further, many will be scared by the fees or by handling their future money to one person.
However, this is only the top of the iceberg. A...