Financial Planning articles
Renovations on property in super / dual income property
The laws changed in 2011 and you are now able to renovate and improve property inside of a self-managed super fund (SMSF) where a loan is used to assist in purchasing the property.
Previously, you were unable to easily improve or renovate property in SMSF with a loan.
Although SMSF trustees are...
Things to thing about when thinking about investing in property
The Sydney property market rose by 14.5% in 2013 and the average growth for all capital cities in Australia was 10%.
Over the past 2 years we have seen an increase in interest in direct property investment from our clients and it has been enjoyable working through the challenges of purchasing...
Why get life insurances? Spend a few minutes and find out why it’s so important
Below are a few clips on the importance of holding life insurances. The Australian Government requires that all employees must contribute 9.25% of their incomes into a superannuation account which is in place to help provide financial security and independence in retirement.
But what about protecting your financial security between now...
Personal Finance Jargon – What does it all mean?
There are many constantly changing and confusing terms in the world of finance. Below we attempt to explain a few of them in simple to understand language.
Hybrid security
An investment with debt and equity characteristics issued by companies as a form of long-term finance. Usually issued at $100 when floated on...
A gift for your children, an investment in your future
Just when you thought you had an empty nest and you start to think about all the wonderful things you would like to do in retirement. Your job is complete; you raised a family and saw your children through to adulthood and financially independence. But in an instant life changes. ...
Great historical market bubbles
History has shown that asset bubbles regularly occur in share markets, real estate, commodities, precious metals and even in the flower market. A bubble is formed when excessive speculation enters a market and the speculators drive prices to an irrationally high level. At such times, decisions are made based on...
Why you might consider a self managed super fund
Self managed superannuation fund (SMSF) market has been growing in popularity with over 430,000 funds in Australia that hold over $390 billion dollars in assets. So why are SMSF’s becoming so attractive? Below are some of the reasons to consider.
1. Ability to invest with family
A SMSF enables four family members...
Thoughts on the Sydney property market and property ownership
After a few years in hibernation, Sydney house prices are now starting to head North. There is no question there has been a distinct increase in buying activity especially over the past 2 to 3 months.
There are a few factors which are bubbling away pushing prices higher worth a quick...
Best financial advisors in Sydney
Many people have found us at FinancialAdvisor.com.au after searching for the 'best financial advisors Sydney' or 'financial advisor sydney' in google.
We at FinancialAdvisor.com.au have been helping Sydney siders make good finance decisions since 2001. Whether you are starting out or nearing retirement, have a think about making an obligation free appointment...
How to start out in the share market
It’s never too early to get started in the share market, and thanks to the internet it has never been easier.
Whilst it may be easy to start trading shares online, it’s not quite so easy to start making money from it unless you know what you’re doing or have an...