In the Media
Personal Finance Jargon – What does it all mean?
There are many constantly changing and confusing terms in the world of finance. Below we attempt to explain a few of them in simple to understand language.
Hybrid security
An investment with debt and equity characteristics issued by companies as a form of long-term finance. Usually issued at $100 when floated on...
A gift for your children, an investment in your future
Just when you thought you had an empty nest and you start to think about all the wonderful things you would like to do in retirement. Your job is complete; you raised a family and saw your children through to adulthood and financially independence. But in an instant life changes. ...
Great historical market bubbles
History has shown that asset bubbles regularly occur in share markets, real estate, commodities, precious metals and even in the flower market. A bubble is formed when excessive speculation enters a market and the speculators drive prices to an irrationally high level. At such times, decisions are made based on...
Why you might consider a self managed super fund
Self managed superannuation fund (SMSF) market has been growing in popularity with over 430,000 funds in Australia that hold over $390 billion dollars in assets. So why are SMSF’s becoming so attractive? Below are some of the reasons to consider.
1. Ability to invest with family
A SMSF enables four family members...
Thoughts on the Sydney property market and property ownership
After a few years in hibernation, Sydney house prices are now starting to head North. There is no question there has been a distinct increase in buying activity especially over the past 2 to 3 months.
There are a few factors which are bubbling away pushing prices higher worth a quick...
Best financial advisors in Sydney
Many people have found us at FinancialAdvisor.com.au after searching for the 'best financial advisors Sydney' or 'financial advisor sydney' in google.
We at FinancialAdvisor.com.au have been helping Sydney siders make good finance decisions since 2001. Whether you are starting out or nearing retirement, have a think about making an obligation free appointment...
How to start out in the share market
It’s never too early to get started in the share market, and thanks to the internet it has never been easier.
Whilst it may be easy to start trading shares online, it’s not quite so easy to start making money from it unless you know what you’re doing or have an...
What to consider when buying your first property
Making the decision to buy your first home is an exciting one, but there are a number of important factors that you need to consider first.
Is now the right time?
Purchasing your first home is a huge commitment to make, especially if you’ve spent the rest of your life living with...
Unclaimed super
There has been recent change in superannuation legislation that will affect thousands of Australians and many will not know the impact of this change.
The Federal Government has recently passed law that allows the Australian Tax Office to receive more lost and unclaimed super accounts. If effect, the changes are as...
The SMSF Dilemma (“should I or shouldn’t I”)
It’s rare these days to discuss superannuation without the topic of self managed super coming up.
The number of self managed super funds has grown dramatically over the last decade, and today around 30% of all retirement savings are held in such funds.
With this in mind, how do you know whether...