In the Media
What to consider when buying your first property
Making the decision to buy your first home is an exciting one, but there are a number of important factors that you need to consider first.
Is now the right time?
Purchasing your first home is a huge commitment to make, especially if you’ve spent the rest of your life living with...
Unclaimed super
There has been recent change in superannuation legislation that will affect thousands of Australians and many will not know the impact of this change.
The Federal Government has recently passed law that allows the Australian Tax Office to receive more lost and unclaimed super accounts. If effect, the changes are as...
The SMSF Dilemma (“should I or shouldn’t I”)
It’s rare these days to discuss superannuation without the topic of self managed super coming up.
The number of self managed super funds has grown dramatically over the last decade, and today around 30% of all retirement savings are held in such funds.
With this in mind, how do you know whether...
Get your finances sorted in the new year
Happy new year from James Gerrard and everyone at FinancialAdvisor.com.au. We have been busy since 1 January booking in people from around Sydney who have contacted us as part of their new years resolution to sort out their finances and financial planning. Below is a list of the top 10...
First home owners grant NSW
The NSW Government First Home Plus Scheme finished on 31 December 2011. Previously, first home buyers were able to receive a full exemption on stamp duty on house purchases up to $500,000, and partial exemption on purchases up to $600,000.
From 1 January 2012, a new scheme...
Things to consider when planning for a family
Starting a family is a life changing event. Most people think about the lifestyle changes associated with having a baby, but few give adequate consideration to the financial impacts. When planning to start a family, there are a few financial considerations that you should try to plan for before the...
How to live longer
The Island of Okinawa is located 685km Southwest of Japan and is the largest in a chain of hundreds of islands that form the Ryukyu Islands. The Okinawan people have been found to have the longest life expectancy in the world and the lowest mortality rate from many...
Feel like you are ‘treading water’ with debt?
We have been seeing an increasing number of new clients who are experiencing similar types of debt issues. The commonalities have been that they:
- Have large debts due to the high cost of purchasing a Sydney property
- Enjoy a successful career with a good income
- Want to pay off their debt quicker
- May have...
Stock market volatility – investment and strategy update Oct 2011
During these volatile times, it is important that you are kept you up to date with events and factors that are affecting investment markets. Please take the time to read this letter and let me know if you have any questions, as I would be happy to discuss...
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