Financial Planning articles
Can an SMSF Run A Business?
Can you use your SMSF to run or fund a business? The answer is a mixture of yes and no because there are many prohibitions and overlapping laws that make it extremely difficult to do.
Quick Overview
You can basically invest your SMSF in anything as long as it follows the rules...Should I Invest Through A Family Trust?
Family trusts are quite common in Australia. They can protect the assets that are placed under their care and distribute profits in a tax efficient manner. Let’s get down into the details of this form of trust.
What is a Family Trust?
A family trust is a discretionary trust established to protect...Should You Buy an Annuity?
Annuities are financial products that can be bought from companies selling life insurances and managing super funds. Funds invested in annuities are used by these institutions in diversified investments to further grow the capital. After some time, when the annuitization period is reached, investors are paid back for their investment.
Annuities...
What’s Bitcoin? Is It a Good Investment Option?
Bitcoin is one of the most sought after currencies worldwide. A bitcoin exchange even describes the currency as something as valuable as gold, yet as convenient as a credit card to use.
But what is the fuss about this digital currency that people are stampeding to ride the bandwagon? Is it...
Franked Dividends and Imputation Credits – What You Need to Know
Many stock investors and institutional fund managers look for companies who regularly pay cash dividends to their stockholders. This option gives investors some sort of a regular income stream that they can increase as they buy more of that company’s shares.
Do you know that you can maximize dividend-paying stock plays...
Should I Buy Into My Company’s Employee Share Schemes?
Employee Share Schemes (ESS) give employees the opportunity to purchase company shares as part of their employment benefits, salary package, promotion bonus, or retirement option. Depending on the terms of the agreement, the company’s financial status, and your career plans signing up for an ESS may be one of the...
What is the Government’s R&D 43.5% Tax offset?
The R&D Tax Incentive Program is part of the Australian government’s drive to push more companies to get involved in research and development efforts by giving them set tax offset rates. The offset for R&D programs used to be 45% for those with group turnover amounting to less than $20...
How do franchises work?
Franchising is one of the favorite avenues, not only of Australians but also of business-minded individuals worldwide, in getting the chance to partly own and run a business. Australia houses numerous franchised businesses, both homegrown and international brands, which is evident enough to show how aware individuals are of the...