Financial Planning articles
Using fractional property ownership to crack the property market
One of the more affordable options to invest in a property is by putting money in real estate investment trusts or REITs. Now, with the appearance of fractional property investment platforms, people now have another method to get into property ownership.
What is fractional property investing
Fractional property investments have opened up...How to buy US technology shares
Many think that it’s difficult and expensive to invest in overseas shares. This is the reason why many Australians settle on trading the ASX, limiting their capacity to venture into international markets.
What if you want to put your money into US technology stocks? The ASX is heavily skewed in favour...
How do pre-existing conditions affect life insurance applications?
Life insurance helps families of the deceased recover from the loss of a loved one. The financial assistance it provides can support the living expenses of those who are left behind.
Getting insured is a highly recommended practice that everyone should consider. However, getting insurance coverage when you are suffering or...
Advantages and Tips in Investing in a Listed Investment Company
Listed Investment Vehicles (LICs) make up a good portion of the managed funds you can trade in the ASX. Around 100 LICs are listed in the ASX, amounting to a combined valuation of at least $30 billion.
LICs usually fall into one of the following investment categories, depending on what their...
Advantages and Disadvantages of Property Investment
Buying a property and then converting it into an income-generating investment is a popular practice in Australia. Many see it as an easy way to get additional income since all you need to do is execute the ‘buy and hold’ strategy. That’s not necessarily the case, though. There are several...
Working with Overseas Clients as a Financial Planner
With the plethora of messaging apps that can connect you with anyone from any part of the world, there’s really no excuse to not get in touch with your clients. Technology has eliminated the communication barriers that used to hinder people from talking with others from overseas.
So, is it possible...
How is Australia’s Balance of Payments Doing?
The Balance of Payments (BOP) is a report that summarizes the transactions that transpired between Australia and the rest of the world. It is a reporting system that contains consolidated accounts where many other financial reports can be broken down and derived. This is generated quarterly by the Australian Bureau...
The Relationship between Bonds and Listed Property Trusts
The Australian economy is reflecting the events in the global stage as investors shift towards safer but lower-yielding bonds over high-risk, high-yielding property trusts. The sentiment of foreign investors is affected by the political and economic row happening between the U.S. and China.
The yield on the 10-year government bonds has...
How the New Child Care Benefits Work
The new Child Care Subsidy (CCS) took effect last July 2, 2018, replacing the Child Care Benefit and Child Care Rebate programs. This new system intends to increase the subsidy given to those on the lower income brackets and make it easier for families to gain access to childcare services....
How to buy 7 banks using only 1 stock on the ASX
Banks are some of the most stable and reliable businesses out there. They’re heavily regulated by government laws and they undergo strict security procedures in order to continue their operations. These are the reasons why many investors keep bank stocks in their portfolio.
What if you want to heavily invest in...