Financial Planning articles
Investment in Focus: Buying US Tech Stocks Listed in the ASX
Technology is everywhere and it’s obvious how innovations have affected our lives. Look at where Microsoft, Apple, and Facebook has gotten us compared to where the world was 10, 20, or 30 years ago.
Also, look at how big these companies have become in a span of a few years. You...
Why Choose A High Interest Online Savings Account?
Stashing your money in the bank and waiting for it to grow with the standard interest rate is the usual path for growing your account. However, it will take a very long time before you see it bear fruits. But with the option to invest your money in a high-interest...
Should You Take a Lump Sum or an Income Stream for Life?
Retiring and having the time to enjoy everything you’ve worked hard for is a wonderful thought. Upon retirement, you’ll be faced with the question of whether to take your pension as a lump sum or receive a regular income for more steady cash flow.
Whether you take a lump sum or...
Transferring UK Pensions to Australia
When a person decides to leave the UK for good, they have two options on what to do with their pension funds. One is to leave it as it is under the care of a UK pension provider. The other option which members often choose is to transfer the funds...
Transferring Your 401k and IRA Pension Funds to an Australian Super
The process for retiring in your own country and filing the documents needed to receive pension is quite easy and convenient. However, it might be a bit more complicated if you plan to retire in Australia and have your hard-earned money transferred into a super account.
The Process
Australian expats and U.S....Do you have a reversionary beneficiary in place for your super account?
Life is full of uncertainties and having your family protected in case you leave can be enough to give you peace of mind. Ensuring you have a beneficiary nominated for your reversionary pension is one of the prime examples of caring for your family even after you’re long gone.
What is...
Property Market Update: House Prices in Sydney over the Past 12 Months
According to one of the major credit rating firms, Australia might have to face the biggest price declines on properties this year. Prices have been in a decline for a good 18 months already but it looks like things aren’t stopping there. The country’s housing market has been in a...
Stock Options and RSUs – What’s the difference?
Organizations often offer various incentives to employees to encourage them to increase their output or stay longer to serve the company. In addition to salary increases, companies may offer stock options or restricted stock units (RSU) to deserving employees.
But what’s the difference between the two? Which one is better?
Here’s a...
Buy a House Sooner with the First Home Super Saver Scheme
Saving money to buy your first home can be challenging, especially when you have bills to pay and other expenses to attend to. Good thing the government is here to help you save more through the First Home Super Saver (FHSS) scheme.
Saving More with FHSS
In the past few years, the...Save More Money With Government Sponsored Rebates
Just this 2018, the NSW government released over 40 different types of rebates and savings that can help residents across the state save more money. They even took the initiative to make it easier for people to access by providing an online portal where they can register for the savings...