Diversifying into Shares

December 8, 2020 - How A Depreciation Schedule Helps Investment Property Owners
Among the available tax deductions for property investors, property depreciation is one of the most underappreciated. Not many know the huge savings they can get from annually filing their depreciation schedules with the help of a Quantity Surveyor. What is Property Depreciation Deduction? Property depreciation is a tax deduction designed to offset the declining more »

November 15, 2020 - How Much Can You Put Tax-Free in Your Pension
To know how much you can put into your retirement fund free of taxes, you must understand that your contributions go through two phases: the accumulation and the retirement phases. The accumulation phase is simply defined as the period when you’re putting money into your super for retirement. During this phase, you cannot prematurely more »

November 7, 2020 - The Difference Between an RSU and a Stock Option
Employers often offer two types of incentives to make their employees stay with the company for a longer period: stock options and RSUs. What is a Stock Option? A stock option (aka employee share option) represents an employee’s right to purchase in the future a pre-determined number of common shares at an agreed price. more »

October 7, 2020 - Buying a Property Through Super Loans
SMSFs used to be barred from being tapped for purchasing properties. But recent laws have acknowledged that super funds can be useful in achieving the target asset growth required to have a peaceful retirement. Requirements and Criteria for Lending Self-managed superannuation funds (SMSF) can be used to purchase properties at better rates. The tax more »