James on Sky News - Diversifying into Shares

Recent Articles

• October 19, 2019 - Costs and Fees on Running an SMSF
  A report from the Australian Securities and Investments Commission (ASIC) says that 32% of Self-managed Superannuation Fund (SMSF) members found that setting up their SMSF is costlier than expected. Also, 38% of SMSF owners said that it was time-consuming to set up than anticipated.   But because of the significant benefits of SMSF, like flexibility more »



• October 19, 2019 - Government Guarantee on Bank Deposits
  Before 2012, under the Financial Claims Scheme (FCS), deposits in Authorised Deposit-taking Institutions (ADIs) such as banks, buildings societies, and credit unions were guaranteed by the government up to an amount of $1 million. Under the revised Scheme, the updated permanent cap was reduced to $250,000.   The Australian government guarantees bank deposits up to more »



• October 19, 2019 - Tax Treatment on Australian Employee Stock Options
  Employee Share Schemes (ESS) enable employees to buy shares of the company they’re working for at a discounted price. Alternatively, employees may choose to buy stock options which give them the right to buy or sell shares at an agreed price and date. Regardless of the scheme offered, employees are eligible for tax concessions.   more »



• September 19, 2019 - Facts on Holding Critical Illness Insurance in Super
  Critical illness insurance, also commonly known as trauma insurance or major illness insurance, is designed to protect an individual in the advent of a serious illness. A lump sum is paid to cover medical expenses for treating severe health issues such as cancer, heart attack, stroke, and coronary bypass. These are usually the reasons for more »