In the Media
The Catch with High Interest Bank Accounts
There are various types of saving accounts offered in the market, with varying features and interest rates. These accounts have different terms and conditions which you should understand clearly as they can have a great impact on your saving goals and how slowly or quickly you achieve these goals.
It is...
Backdoor Listings
Acquiring the shares or assets of a private company in exchange for shares of a dormant ASX-listed company is known as backdoor listing in Australia. This practice has gained wide acceptance and popularity since the failure of Australian mining companies. Most of the failing mining companies are seeking investment in...
What’s better – salary package car via Novated lease or buy outright?
The decision to buy or lease a car is something that needs to be given full consideration because it is an investment to our means of livelihood. Most of us cannot afford to buy a car outright or even if one can, it is at the cost of something valuable...
Should I Invest in Managed Funds?
Is it right to invest in managed funds?
The concept of managed fund is not new in Australia and was first introduced in 1930s. It provides investors the opportunity to dip their toe in the investment market. According to Australian bureau of statistics, managed funds have more than $1.3 trillion of...
Should I buy shares for income or for growth?
You make investment in shares either for a regular income or growth of your investment. In an ideal world, you would like to invest in the shares which offer regular deividends and record higher capital growth. While it might be possible for some companies to combine the two, but often...
Making an election to stay resident vs non-resident for tax if working overseas?
As the world has converted into a global village, people often live and work in a country other than their home country for better living or work opportunities. People come from other countries to work in Australia and vice versa; for their skills and expertise to be well rewarded.
As the...
Our article in The Australian – Education’s $500,000 Challenge
To read the full article, please click on the links below:
- PDF print version
- Web based version
Principal of FinancialAdvisor.com.au James Gerrard, has written an article in the Wealth section of The Weekend Australian newspaper on private school fees.
DRIPs: The Pros and Cons of Dividend Reinvestment Plans
The acronym does not exactly conjure images of powerful investment strategies. That being said, DRIPs, or dividend reinvestment plans, can factor nicely into your financial planning strategy. Simply stated, these plans reinvest the paid dividends as opposed to receiving a cash payment. This can be very beneficial, depending on your...
Quoted in Sydney Morning Herald – Boomerang Generation
I was recently interviewed for an article in SMH.com.au. The subject was children who leave home but then return as adults to stay with their parents again. This has been an increasing trend over the past few years as young couples try to save more...
What are Offset Accounts and How can they Save You Money
Offset accounts are an easy way to shave thousands of dollars off the value of your home loan and can even offer you tax advantages.
An offset account is simply a savings or everyday bank account linked to your mortgage. The...