When you reach senior age and are able to enjoy your super, will you still be able to make contributions toward your super? It’s possible if you know the rules and the limitations to this.  

What is the Work Test?

  Satisfying this work test allows you to make voluntary contributions to your...

Do you want to increase your super contributions? Whether you’re employed or self-employed, you can make voluntary contributions to your super that you can enjoy upon retirement.

Salary Sacrifice

  Salary sacrifice is a form of pre-tax contribution to your super account. The goal is to put more into your retirement savings and...

Cryptocurrency assets have shown stellar gains these past months, but adding them to your SMSF portfolio can be quite complex. There are several regulatory requirements to be considered that indirect exposure to the asset class via a third-party provider can be a more practical option.   Still, if you want to use...

You may have heard about cryptocurrencies, especially with how everyone seems to be putting their money in them. But how did digital currencies exploded in popularity when they have been in existence for quite some time now?   Here is a timeline of the biggest news in the world of cryptocurrency that...

Altcoin is a collective term to refer to other cryptocurrencies outside Bitcoin. The word itself is a combination of the words ‘alternative’ and ‘coin’.   More than 5,000 altcoins are in existence today. They have a smaller market cap, though, compared to Bitcoin which is a trillion.   Altcoins are introduced to the market...

Digital wallets for cryptocurrencies are protected mainly by public and private keys. They’re used to encrypt and decrypt sensitive data necessary to keep your account secure and anonymous.   The private key is used to decrypt data. It’s paired with a public key, and no other key will be able to decode...

Although cryptocurrency wallets are generally safe and hard to tamper with, hackers can still find a way to gain access to them so long as they’re connected to the internet. With a normal savings account, your money is protected up to a certain amount in case it falls victim to fraudulent...

Usually, if you don’t have a large capital to buy computing rigs designed for crypto mining, you have almost no chance of being profitable in mining cryptocurrency.   However, through staking, earning digital coins through minting is more equitable and rewarding.   What is Staking? Staking is said to be the cheaper and less resource-intensive...

Life insurance policies can save you from financial trouble during emergency situations. They can cover the expenses arising from unexpected events, keeping you from worrying about where to get money in an instant. If you don’t have enough savings in your bank account, life insurance policies can be your lifesaver.   Life...

Exchange-traded funds (ETFs) provide access to shares from companies worldwide. They can be traded like any ordinary stock in the ASX. But unlike trading specific stocks, each unit of ETF is equivalent to a pool of diversified securities.   Technology ETFs are popular because of the continuous growth of the tech landscape,...