In the Media
Upcoming changes to superannuation caps and contributions
From July 1st 2014 the Australian government will increase minimum employer super contributions from 9.25% to 9.50%. This increases is part of a long term restructure of superannuation contribution which will see rates frozen at 9.50% until 30th the June 2018 and a 0.5 percentage...
Why should you get a financial adviser?
Most of people will think about getting a financial adviser if they have money to invest or worried about retirement. Further, many will be scared by the fees or by handling their future money to one person.
However, this is only the top of the iceberg. A...
Things to thing about when thinking about investing in property
The Sydney property market rose by 14.5% in 2013 and the average growth for all capital cities in Australia was 10%.
Over the past 2 years we have seen an increase in interest in direct property investment from our clients and it has been enjoyable working through the challenges of purchasing...
Why get life insurances? Spend a few minutes and find out why it’s so important
Below are a few clips on the importance of holding life insurances. The Australian Government requires that all employees must contribute 9.25% of their incomes into a superannuation account which is in place to help provide financial security and independence in retirement.
But what about protecting your financial security between now...
Interviewed on Sky Business – Your Property Empire
In this episode of Your Property Empire hosted by Chris Gray I speak about:
- The importance of diversifying your investments across both property and shares
-The current state of the Australian share market
- Insurances that all property investors should consider
- Why most financial planners don't recommend property
- Tips on how to...
Written for The Australian – Dollar delivers rich pickings for SMSFs
With the Australian Dollar at historically high levels, I have experienced an increase in the level of interest in investing overseas from my clients who run self managed super funds over the past 12 months. In this article, I explore the different options available to people who run their own...
Quoted in Sydney Morning Herald – Gen X and Gen Y
Over the years I have helped many Sydney Gen X & Gen Y individuals and couples get their finances on track. The main reasons that they have sought professional financial planning advice has usually been one of the following:
- Wanting to purchase a property, upgrade property or pay off the...
Interviewed on Triple J – Buying property with friends
Last week I was asked to appear on Triple J to discuss buying property with friends and family.
The interview starts at 18 minutes and some tips and points to consider are discussed. Below are a few tips from the interview:
- Have a Will so that in something happens, the property...
Quoted in The Australian Financial Review on shares and dividends
The article was discussing the lowering interest rate environment and the alternatives people have to holding cash. I was asked to comment on moving clients from cash into shares. In 2012, there has been a pretty strong bias towards stocks that pay high dividends. Companies such as Telstra and the...
Quoted in BRW on borrowing to invest in shares
In this article, I discuss some of the considerations when thinking about borrowing money to invest in shares. This is a very high risk strategy as borrowings adds leverage which magnifying returns, both positive and negative. Only investors with a high risk tolerance and long-term investment horizon should consider this...