In the Media
Everything you need to know about Family Tax Benefits
Family Tax benefits are a form of welfare payment divided into two categories A and B, both of which aim to assist parents and carers, with the costs of supporting a family and in particular those costs associated with caring for children.
But how do...
Answering the Question Everyone wants to know – How much do I need to Retire?
Without a doubt the most common question regarding retirement that financial advisors are asked by their clients is “How much do I need to retire?” In a utopian world the financial advisor will be able to type some numbers into a spreadsheet and...
Property vs Shares
One of the most common question people ask their financial advisor is whether it is better to invest into property or shares. In reality there is no “better” choice but instead advantages and disadvantages to investing in both.
Property
Property’s first advantage is...
How You can Get Ahead and Beat the April 1st Health Insurance Price Hike
3 Reasons to Reconsider Locking in the Interest Rate on your Home Loan
Following the RBA's decision to hold the cash rate at the historically unprecedented low of 2.25% this Tuesday many Sydney-siders with mortgages are seriously considering fixing the interest rate on their home loan. This would entail increasing the interest rate on their mortgage over a...
The Difference between Negative and Positive Gearing
How you can avoid Land Tax in your SMSF
Land tax is a form of taxation applied to the value of any land that an individual may own that is not their primary place of residence. In NSW, land is a broad term that encompasses vacant land, commercial areas and residential properties.
However, land tax is not an inevitable cost that investors must pay as it can be avoided by taking advantage of land tax thresholds through the use of Multiple Self Managed Super Funds (SMSF).
Why Level Insurance Premiums are so important
Level Insurance premiums are a means of paying for your insurance policy that has its cost...
3 Companies Poised To Flourish As Australia Ages
It is now common knowledge not only amongst demographers and statisticians, but also amidst investors and fund managers that Australia’s population is ageing. With this ageing population comes a shift in demand for goods and services. This will provide an opportunity for three companies in...
Two Reasons Why the Bankers and Miners Will Continue to Decline in Q4
As the banking and resources sector continues their downward trends into the red with double digit declines in year over year value becoming standard, investors are questioning whether to start buying up these blue chip stocks that are at unprecedented lows. But here are two...