In the Media
What is the Government’s R&D 43.5% Tax offset?
The R&D Tax Incentive Program is part of the Australian government’s drive to push more companies to get involved in research and development efforts by giving them set tax offset rates. The offset for R&D programs used to be 45% for those with group turnover amounting to less than $20...
ETF and managed funds – Which is better?
Mutual funds and exchange-traded funds (ETF) are both investment vehicles involving indirect access to the stock market.
The main difference between the two is the way they can be accessed. ETFs are traded in the stock market just like a normal individual stock. This means it has its own ticker and...
Novated lease vs chattel mortgage – which one is for you?
Novated lease and chattel mortgage are two different options individual customers and businesses can look into if they’re planning to acquire a vehicle. Each has their own advantages and payment schemes one should take into consideration.
For businesses, it’s important to understand how each option can affect the company’s balance sheet,...
Published in The Australian Newspaper – Advisor Fees
I wrote this article reviewing the different fee models in the financial advisory industry. I interviewed financial advisors who charged under fixed fees, asset based fees and hourly fees. Here at FinancialAdvisor.com.au we charge under asset based fees, however there are pro's and con's in each fee model...
Paying insurance from super vs paying insurances personally, which is better?
Deciding whether to have your insurance from super fund or paying it personally can be a complex decision. The question that arises is which one is better? There is no straight answer to this question as each has its own pros and cons.
The main disadvantage of paying insurance through super...
The ABC’s of Child Care Rebates
The government’s child care rebate program is a vital part of many Australian family’s budgets. With a bit of research and some guidance, the process can be painless and straightforward. The rebate program covers 50% of all out of pocket child care expenses (up to $7,500 per child), for child...
Australian Innovation Grants: Can Small Business Play Too?
Today, more than ever in human history, technology is transforming and defining how we live, work, and communicate. Businesses who fail to recognize this fact, do so at their own peril.
Groundbreaking development, research, and innovation are often thought of as the domain of large corporations and publicly held companies. This...
How a Redraw Facility can Cut Years from Your Homeloan
Stories from our clients: Kaboodle Hampers
I find it a privilege to work with so many interesting and diverse clients ranging from organic farmers to brain surgeons. We even work with a few retired Accountants who have more colorful stories than one could ever imagine would come out of the mouth of an Accountant.
I...
The Alternative to the Age Old Question of Renting vs Buying
With house prices outpacing wage growth and reaching new highs all across Sydney many of us are starting to question how great the great Australian dream of owning your own home really is and if it is even possible.
However, many force...