In the Media
The Alternative to the Age Old Question of Renting vs Buying
With house prices outpacing wage growth and reaching new highs all across Sydney many of us are starting to question how great the great Australian dream of owning your own home really is and if it is even possible.
However, many force...
What are Offset Accounts and How can they Save You Money
Offset accounts are an easy way to shave thousands of dollars off the value of your home loan and can even offer you tax advantages.
An offset account is simply a savings or everyday bank account linked to your mortgage. The...
Quoted in Sydney Morning Herald – Picking up the tab for Generation Boomerang
Everything you need to know about Family Tax Benefits
Family Tax benefits are a form of welfare payment divided into two categories A and B, both of which aim to assist parents and carers, with the costs of supporting a family and in particular those costs associated with caring for children.
But how do...
Answering the Question Everyone wants to know – How much do I need to Retire?
Without a doubt the most common question regarding retirement that financial advisors are asked by their clients is “How much do I need to retire?” In a utopian world the financial advisor will be able to type some numbers into a spreadsheet and...
Property vs Shares
One of the most common question people ask their financial advisor is whether it is better to invest into property or shares. In reality there is no “better” choice but instead advantages and disadvantages to investing in both.
Property
Property’s first advantage is...
How You can Get Ahead and Beat the April 1st Health Insurance Price Hike
3 Reasons to Reconsider Locking in the Interest Rate on your Home Loan
Following the RBA's decision to hold the cash rate at the historically unprecedented low of 2.25% this Tuesday many Sydney-siders with mortgages are seriously considering fixing the interest rate on their home loan. This would entail increasing the interest rate on their mortgage over a...
The Difference between Negative and Positive Gearing
How you can avoid Land Tax in your SMSF
Land tax is a form of taxation applied to the value of any land that an individual may own that is not their primary place of residence. In NSW, land is a broad term that encompasses vacant land, commercial areas and residential properties.
However, land tax is not an inevitable cost that investors must pay as it can be avoided by taking advantage of land tax thresholds through the use of Multiple Self Managed Super Funds (SMSF).