In the Media
Is Cryptocurrency a Bubble Like the Dutch Tulips Mania?
Bitcoin and similar cryptocurrencies have been receiving so much clamour these past months. The frenzy of the public to get in, the massive surge in prices, and the emergence of alternative virtual coins all point to a market bubble similar to what happened in the Tulip Mania centuries ago.
The question...
Basics on Bitcoin & Cryptocurrency Alternatives
With all the hype surrounding Bitcoin, it’s hard to resist the urge to know more about these cryptocurrencies and the technology behind them.
If you want to jump into trading or investing cryptocurrencies, take a quick look first at what Bitcoin is about and the alternatives available to you.
What is Bitcoin?
Bitcoin...What Childcare Benefits Does the Government Provide?
Childcare is given great importance by the Australian Government which is why they’re providing financial assistance to parents to help them avail childcare services. Both the Child Care Benefit and the Child Care Rebate programs help secure the welfare of families living in the country. Parents who belong to the...
What is the Government’s R&D 43.5% Tax offset?
The R&D Tax Incentive Program is part of the Australian government’s drive to push more companies to get involved in research and development efforts by giving them set tax offset rates. The offset for R&D programs used to be 45% for those with group turnover amounting to less than $20...
ETF and managed funds – Which is better?
Mutual funds and exchange-traded funds (ETF) are both investment vehicles involving indirect access to the stock market.
The main difference between the two is the way they can be accessed. ETFs are traded in the stock market just like a normal individual stock. This means it has its own ticker and...
Novated lease vs chattel mortgage – which one is for you?
Novated lease and chattel mortgage are two different options individual customers and businesses can look into if they’re planning to acquire a vehicle. Each has their own advantages and payment schemes one should take into consideration.
For businesses, it’s important to understand how each option can affect the company’s balance sheet,...
Published in The Australian Newspaper – Advisor Fees
I wrote this article reviewing the different fee models in the financial advisory industry. I interviewed financial advisors who charged under fixed fees, asset based fees and hourly fees. Here at FinancialAdvisor.com.au we charge under asset based fees, however there are pro's and con's in each fee model...
Paying insurance from super vs paying insurances personally, which is better?
Deciding whether to have your insurance from super fund or paying it personally can be a complex decision. The question that arises is which one is better? There is no straight answer to this question as each has its own pros and cons.
The main disadvantage of paying insurance through super...
The ABC’s of Child Care Rebates
The government’s child care rebate program is a vital part of many Australian family’s budgets. With a bit of research and some guidance, the process can be painless and straightforward. The rebate program covers 50% of all out of pocket child care expenses (up to $7,500 per child), for child...
Australian Innovation Grants: Can Small Business Play Too?
Today, more than ever in human history, technology is transforming and defining how we live, work, and communicate. Businesses who fail to recognize this fact, do so at their own peril.
Groundbreaking development, research, and innovation are often thought of as the domain of large corporations and publicly held companies. This...