In the Media
Published in The Australian – How to bridge the gap on concessional super limit
- THE federal government's controversial decision to cut back on the scale of concessional (pre-tax) contributions to superannuation has certainly cast a shadow over potential retirees' plans to rev up their super balances, but all is not lost.
First, the bad news. For the next two financial years the pre-tax (concessional) superannuation...
Quoted in the Australian Financial Review article on superannuation contribution limits
For the next two financial years (2012/2013 and 2013/2014), the cap on concessional contributions aka pre-tax contributions into super is limited to $25,000. The pre-tax cap includes salary sacrifice amount but also employer contributions therefore care must be taken when salary sacrificing so that total pre-tax super contributions do not...
Quoted in Australian Financial Review article
In a recent Australian Financial Review article titled 'Spruce up your finances in six steps, I am quoted under the step 'Reassess your portfolio'. In these uncertain times where share markets are volatile, I mention that it may be prudent to reassess the stock in your current investment portfolio or...
Quoted in SMH article – Are you rich or not?
By Sylvia Pennington.
Identifying what puts you into the wealthy club has become more subjective than ever.
Back in the day, 'millionaire' and 'rich' were considered synonyms, but it's not so straightforward in 2012, when six figure salaries are commonplace, and a spare million dollars buys...
Article written for The Australian – Aussie home ownership dream starts to fade
- BY:JAMES GERRARD
- From:The Australian
- May 22, 2012 12:00AM
Graham Roberts believes his children, in their 20s, will struggle to afford an inner-city property similar to his in Sydney's Lewisham. Picture: James Croucher Source: News Limited
AUSTRALIANS have long had a love affair with the housing market. The attraction and security of owning a...
Article Written for The Australian – How to Avoid the Debt Trap
GENERATIONS X and Y are finding themselves in an increasingly worsening debt spiral because of cost of living pressures, social pressures and a lack of financial discipline.
The credit card, a necessary evil of modern living, is the main contributor to the debt problem faced by our younger generation today. Ten...
Article written for The Australian – Redundancy not the end of world
From: The Australian January 28, 2012 12:00AM
Written by JAMES GERRARD
REDUNDANCY can stir up a hornet's nest of emotions; working through them and focusing on the light at the end of the tunnel is the key.
With Europe, the US and Asia on shaky ground and the outlook for the Australian economy...
Quoted in the Australian Financial Review on investing into uncertain investment markets during 2012
Position yourself to weather storms
Author: Bina Brown.
Position yourself to weather storms Position yourself to weather storms In this uncertain environment the prudent investor is seeking insulation from volatility, writes Bina Brown. Bina Brown. P ositioning your portfolio for the worst-case scenario...Quoted in smh.com.au article on school fees
How to account for school fees
Sue Hoban
January 15, 2012
Paying for children’s education can be a costly business but options are available for parents who want to ensure they get a head start.
Many parents bracing for the inevitable post-Christmas influx of back-to-school bills might now be rueing the fact they didn’t...
Quoted in The Sunday Telegraph on meeting education costs
Parents go into debt so they can send their children to private schools
By Laura Speranza Education Reporter The Sunday Telegraph
PARENTS are increasingly taking out personal loans or refinancing mortgages so they can send their children to private schools.
Families are so desperate to keep their children out of the public school...
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